Fixed Rate w/Options
| 30-Year Fixed, 80% LTV |
| Loan |
Pmt Rate |
Pmt |
| $500,000 |
3.150% |
$2,149 |
| $600,000 | 3.150% |
$2,578 |
| $700,000 | 3.150% |
$3,008 |
| $800,000 | 3.150% |
$3,438 |
| $900,000 | 3.150% |
$3,868 |
| $1,000,000 | 3.150% |
$4,297 |
| $1,100,000 | 3.150% |
$4,727 |
| $1,200,000 | 3.150% |
$5,157 |
| $1,300,000 | 3.150% |
$5,587 |
| $1,400,000 | 3.150% |
$6,016 |
| $1,500,000 | 3.150% |
$6,446 |
Fixed Rate (30) to 80% LTV
| 10-Years Interest Only |
| Loan |
Int Rate |
Pmt |
| $500,000 |
6.375% |
$2,656 |
| $600,000 | 6.375% |
$3,188 |
| $700,000 | 6.375% |
$3,719 |
| $800,000 | 6.375% |
$4,250 |
| $900,000 | 6.375% |
$4,781 |
| $1,000,000 | 6.375% |
$5,313 |
| $1,100,000 | 6.500% |
$5,958 |
| $1,200,000 | 6.500% |
$6,500 |
| $1,300,000 | 6.500% |
$7,042 |
| $1,400,000 | 6.500% |
$7,583 |
| $1,500,000 | 6.500% |
$8,125 |
Fixed Rate w/Options
| 30-Year Fixed, 70-75% LTV |
| Loan |
Pmt Rate |
Pmt |
| $500,000 |
3.600% |
$2,273 |
| $600,000 | 3.600% |
$2,728 |
| $700,000 | 3.600% |
$3,183 |
| $800,000 | 3.600% |
$3,637 |
Option ARM & Fixed Rate Loans with Payment Options
Looking for a jumbo fixed rate loan that won't break your budget? Need cash out? You have come to the right place!
Whether you are looking for the lowest possible payment, Option ARM, the lowest payment with a guaranteed rate for up to 30-years, Fixed Rate Loan with Payment Options, or a straight 30-Year Fixed Rate Loan with an interest only option, we have the program for you.
- GUARANTEED fixed rates for up to 30-years
- Low payments to get you through lean months,
- Get cash out without blowing your budget,
We specialize in Jumbo Loans and Payment Option Loans (i.e. Option ARM & Fixed Rate with Options), and will provide upfront information on the benefits and drawback to each loan program.
We have been serving the mortgage loan industry since 1999, and the real estate industry since 1984. See some of our recent fundings.
Clients that obtain loans through us continue to come back (as many as 30 times over) because we provide accurate straight forward information that is reliable right to the closing table--No Surprises - No Hidden Fees.
Option ARM to 90% LTV
| Stated Income, FICO 695+ |
| Loan |
Pmt Rate |
Pmt |
| $300,000 |
4.750% |
$1,565 |
| $400,000 |
4.750% |
$2,087 |
| $500,000 |
4.750% |
$2,608 |
| $600,000 | 4.750% |
$3,130 |
Option ARM to 90% LTV
| 3-Year Fixed Payment |
| Loan |
Pmt Rate |
Pmt |
| $300,000 |
5.000% |
$1,610 |
| $400,000 |
5.000% |
$2,147 |
| $500,000 |
5.000% |
$2,684 |
| $600,000 | 5.000% |
$3,221 |
Option ARM to 80% LTV
| Loan |
Pmt Rate |
Pmt |
| $500,000 |
2.500% |
$1,976 |
| $600,000 | 2.500% |
$2,371 |
| $700,000 | 2.500% |
$2,766 |
| $800,000 | 2.500% |
$3,161 |
| $900,000 | 2.500% |
$3,556 |
| $1,000,000 | 2.500% |
$3,951 |
| $1,100,000 | 2.500% |
$4,346 |
| $1,200,000 | 2.500% |
$4,741 |
| $1,300,000 | 2.500% |
$5,137 |
| $1,400,000 | 2.500% |
$5,532 |
| $1,500,000 | 2.500% |
$5,927 |
Option ARM Investor
| 70-75% LTV |
| Loan |
Pmt Rate |
Pmt |
| $500,000 |
3.200% |
$2,162 |
| $600,000 | 3.200% |
$2,595 |
| $700,000 | 3.200% |
$3,027 |
| $800,000 | 3.200% |
$3,460 |
